When Ron Tijerina returned home to his wife and sons inafter serving 15 years in Ohio prisons for a rape conviction, he quickly realized that a lot had changed in the financial world. So when his wife asked him to withdraw money at the ATM, he flubbed the process. Now, his wife wanted his help paying bills, balancing the checkbook, paying the mortgage, saving money each month.

Thanks in part to this experience, Tijerina started a nonprofit, the Ridge Project, to help other prisoners learn life coping skills, including financial basics. There may be more important skills for many prisoners to learn, like impulse management, but some experts say financial literacy is one of the most important.

Indeed, prison education in general may play a part in reforming criminals: Randy Radic, the editor of PrisonEducation. Still, patches of education remain.

It was through a fellow inmate — a former stockbroker — that prisoner Christopher Zoukis, 28, began to learn personal finance. Zoukis is an inmate in FCC Petersburg near Richmond, Va. To be sure, financial-literacy courses for prisoners are usually far from a comprehensive take on what the inmates will need to know. Confessions of an insider trader.

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